Travel insurance is a product that generates a lot of debate about which one offers the best features and which has the best price. In search of the best travel insurance company we found IATI insurance, a Spanish company that offers the perfect medical insurance for traveling.
After taking a first look at their coverage and speaking personally with them to get the famous IATI discount, we are going to explain, point by point, why they convinced us. We will also give you some advice.
The famous IATI discount is an agreement we reached with IAT insurance in 2011 so that conmochila readers could benefit from a 5% saving when taking their travel insurance. We were the first to offer it, and it was later extended to other bloggers who collaborated with the company.
You must access the IATI travel insurance website from the button above. Otherwise, THE DISCOUNT WILL NOT BE APPLIED. Do not hesitate to contact us with any questions, we will be happy to help you.
Only from July 15th 2024 to July 21st 2024 you have another 5% extra (10% discount in total) when purchasing IATI insurance. Click on the following link and you will see the discount applied to the final price. That’s all!
NOTE: Campaign currently ended.
Yes, you read that right, you can get up to 20% off ONLY by purchasing the IATI Grandes Viajeros travel insurance. If you are one of those who are planning a 6-to-12-month trip with friends or family, this policy is perfect for you.
The discounts are as follows:
NOTE: To get this discount we must send you a special code offered by IATI. Write to us an email by clicking on the following button and we will send it to you.
Up to 30% off IATI insurance? Yes. As you have read, you can get IATI insurance even cheaper if you travel with your family or a group of friends, or, even better, if you take advantage of special dates like Black Friday, which is usually in November.
At times like these, IATI Insurance offers an additional 10% discount when purchasing travel insurance, which, added to all the discounts mentioned above, can lead to saving up to 30% on your travel insurance. Not a small thing!
If you don’t want to miss these or other discounts, leave us your email and we will notify you in advance.
We have known people who travel without insurance, we are not going to deny it, but it is such a personal decision that we are no one to criticize those who decide to travel this way.
Our opinion on the matter is that we prefer to travel with peace of mind and a good insurance, thinking that, if any mishap occurs, we will only have to make a phone call and the entire IATI machinery will be in motion shortly.
Without having to pay in advance or find a way out. That is why we have always traveled, and will continue to do so, with travel insurance.
After having tried Intermundial, Worldnomads and IATI Seguros, we stayed with the latter because of its fast, agile and efficient operation, and that was 12 years ago. In addition to the IATI discount code, among other things they convinced us with the following:
For us, the main aspect of travel insurance is the medical expenses coverage. Nothing more. The rest of the coverage seems very good to us, but it is not because of them that we decide on one insurance or another, or at least not on the “normal” trips that we usually take.
Another thing is when you go to a country to practice extreme sports, like diving or trekking. When we do, we look at other types of IATI insurance that are more suited to these trips, such as IATI Backpacker.
The health section must be taken into account since health expenses when traveling in many countries can rise considerably if you go without travel insurance.
At IATI, insurance ranges from €50,000 for the IATI Basic to €5,000,000 for the IATI Star, which we consider to be more than enough to travel with peace of mind.
You only have to look at the price of other companies over the same period of time to see the differences.
| Coverage | From 1st to 14th of august | |
| IATI Star | 5.000.000€ | 83,67€* (with our discount) |
| Intermundial Totaltravel Premium | 1.500.000€ | 99,45€ |
IATI Seguros has once again been a pioneer and has provided all its travel policies with specific coverages focused on Covid-19.
Thus, with the insurance and Coronavirus coverage you will be fully covered during your trip, but you will also have guarantees that will help you recover the money invested in it if you are ultimately unable to carry it out due to a Covid-19 cause.
Now, all your travel insurance policies become COVID travel insurance policies: coverage in case of trip cancellation due to a positive COVID-19 test, PCR tests at your destination to diagnose the disease, medical assistance at all levels, hospitalization, extension of stay due to quarantine or repatriation… those are examples of the many coronavirus coverages of all IATI travel insurance policies.
Many insurance companies with large coverages force you to pay the costs in advance, present them with the invoices later, and only then… they will return the money to you! Although I do not doubt that they will refund it, we do not think that you are obliged to advance payments that can amount to thousands of euros.
At IATI, travel assistance is very quick and easy: you call them, tell them you have a problem, and they take care of everything. You don’t have to pay bills in advance or anything like that, so you don’t need a VISA GOLD card in case you have a mishap. This is a great advantage.
When you travel to a country on holiday, the last thing you expect is to have an accident or illness. If that were to happen, you already have enough to do with feeling unwell, so hearing a voice speaking your own language when you are in trouble gives you more confidence and peace of mind. At IATI, they serve you in your language, and there is little else to say.
Another million dollar question. Sometimes people write to us with this one, and we often don’t know how to answer, so if this is your case we’ll give you some advice so you know which IATI insurance is best for you:
After all these years of traveling and recommending the IATI Seguros discount, opinions of all kinds have been filling up the comments section of this article, but if we have to offer our personal opinion, we can only say that IATI has always delivered when we have needed them.
Although it is true that the first few years we traveled with IATI Seguros we never had to call them for any issue, it was in Thailand and later in Vietnam when we had to use the travel insurance up to four times due to Carme’s digestive problems, which dragged her from one country to another.
On the other hand, the last time we had to use insurance was in Turkey. Toni was “escaping” from a tourist in a hurry and fell with such bad luck that he sprained his ankle. Result: a visit to the hospital, foot in plaster, and an early trip back home.
We had to change our return flights, and IATI took over the amounts charged by Turkish Airlines.
They took care of everything at all times, and communication with them was perfect.
The good guys at IATI Seguros have increased medical coverage (the most important thing for us) without touching the price of travel insurance, and something tells me that there are still some surprises to be expected:
Next to nothing!
If you wish to contact them to ask any questions or problems you may have related to your IATI travel insurance or its products, you may do so directly at their offices:
Once you are traveling and have an incident, you must call the 24-hour assistance telephone number listed on your policy.
Finally, I would like to tell you to enjoy your well-deserved vacation without any setbacks, and you can achieve this by taking the best travel insurance, from IATI or the one you choose.
